Fiscus treasury monitor vdev

Recurring spend

Subscriptions & Fees

Detected recurring charges and bank commissions from your transaction history.

Monthly subscriptions €296.28 EUR active run rate
Annualized subscriptions €3,555.40 EUR annual run rate
Bank fees €30.00 EUR detected in the analysis window

Fixed Bills & Utilities

Household bills, telecoms, utilities, and recurring shared expenses kept separate from consumer subscriptions

1 tracked
Household bill Category Recurrence Last seen Gross Your share State
Office & Equipment monthly 01 Oct 2026 €250.00 €250.00 needs review

Consumer subscriptions

Recurring services with a charge inside their expected window

5 active

Apple

Software & Cloud
Active
€99.00 / month
Next expected
15 Nov 2026
Last charge
15 Oct 2026
Account
BBVA Empresas - Freelance Operating

Cloudflare

Software & Cloud
Active
€20.00 / month
Next expected
09 Nov 2026
Last charge
09 Oct 2026
Account
BBVA Empresas - Freelance Operating

Stripe

Software & Cloud
Active
€89.00 / month
Next expected
07 Nov 2026
Last charge
07 Oct 2026
Account
BBVA Empresas - Freelance Operating

Amazon Web Services

Software & Cloud
Active
€64.20 / month
Next expected
02 Nov 2026
Last charge
02 Oct 2026
Account
BBVA Empresas - Freelance Operating

JetBrains

Software & Cloud
Active
€289.00 / year
Next expected
29 Jun 2027
Last charge
29 Jun 2026
Account
BBVA Empresas - Freelance Operating

Recurring transaction history

Detailed detection results for auditing

5 detected
Merchant Category Account Cadence Last charge Next expected Amount Monthly Annualized State
Software & Cloud BBVA Empresas - Freelance Operating monthly · ~31d 15 Oct 2026 15 Nov 2026 €99.00 €99.00 €1,188.00 active
Software & Cloud BBVA Empresas - Freelance Operating monthly · ~31d 09 Oct 2026 09 Nov 2026 €20.00 €20.00 €240.00 active
Software & Cloud BBVA Empresas - Freelance Operating monthly · ~31d 07 Oct 2026 07 Nov 2026 €89.00 €89.00 €1,068.00 active
Software & Cloud BBVA Empresas - Freelance Operating monthly · ~31d 02 Oct 2026 02 Nov 2026 €64.20 €64.20 €770.40 active
Software & Cloud BBVA Empresas - Freelance Operating yearly · ~360d 29 Jun 2026 29 Jun 2027 €289.00 €24.08 €289.00 active

Detected bank fees

Commissions, maintenance charges, overdrafts, and claims

0 charges

No bank fees detected in this window.