Fiscus treasury monitor vdev

Financial intelligence

Analytics workspace

Spending structure, pace, activity rhythms, long-range projections, and liquidity distribution across your accounts.

Spending intelligence

Where the money goes

Category shares, six-month momentum, and this month's cash-flow bridge. Internal transfers are excluded.

Category breakdown

Current month

Income vs expenses

Last six months

Monthly waterfall

Opening balance to current position

Spending velocity

Month-to-date pace

Your cumulative spend compared with the previous six months.

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Burn-up spending curve

Day 1 to 31 · solid line is this month

Spending rhythm

Activity matrix

Transaction frequency by weekday and amount bracket over the last 90 days.

When and how you spend

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Wealth trajectory

Wealth & savings projection

Historical net savings projected forward with a variance cone. Adjust savings and expected yield to explore scenarios.

Projected balance

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What-if cash flow

Scenario simulator

Overlay a modified monthly cash flow against the baseline projection. Changes are applied from the current month forward.

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Liquidity map

Institution distribution

Reconstructed end-of-day balances across linked institutions.

Stacked liquidity

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